Products & services
District & group services
With Hometown as your insurance partner, expect a timely, professional response to every call.
Run by people who know the fire service
Our staff includes active members and long-time leaders in the volunteer fire service. Your district doesn’t keep 9-to-5 hours, and neither do we. We give you our personal telephone numbers so we can meet your needs quickly, 24 hours a day, 365 days a year.
Fire Districts
Service awards, property, liability and injury coverage written for fire districts and departments.
LOSAP
Length of Service Award Programs with low fees, annual actuarial reports and personal counseling at entitlement.
Learn moreProperty & Casualty
A package policy built for firehouses, apparatus and the people who run them.
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VFBL / Workers’ Comp
Volunteer Firefighters’ Benefit Law coverage for members injured in the line of duty.
Learn moreHealth insurance
Policies available for district employees. Call us to talk through options.
Firefighters & EMTs
Personal insurance at group rates for members and their families.
Exempt & Benevolent
Coverage and investment expertise for associations and their members.
Group Term Life
Group life coverage for members, which districts can fund with fire protection taxes.
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Accident & Sickness
Policies that supplement VFBL and help members and their families when the unexpected happens.
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Exempt & Benevolent
Insurance and investment expertise for Exempt Firefighter Benevolent Associations.
Learn moreHometown Firefighter & EMS Services
Call for your free, no-obligation quote
Call or email and a member of our team will take care of you.