Protecting Those Who Protect Us

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With Hometown as Your Insurance Partner. Expect a Timely
Professional Response to Your Every Call.

Hometown Firefighter & EMS Services understands your requirements; our staff includes active members and long-time leaders in the volunteer fire service. Your district doesn't keep 9 to 5 hours, and neither do we - we'll provide you with our personal telephone numbers so that we are available to quickly meet your needs, 24 hours a day, 365 days a year. Our industry-leading products include:

Service Award Program

  • Choice of payout options:
  • Lump Sum
  • 5 yr. / 10 yr.
  • Monthly for life, etc.
  • Annual actuarial report for each firefighter
  • Pays high "guaranteed" interest rates on your funds
  • Lowest annual service fees
  • Saves your taxpayers thousands of dollars

Accident & Health Policies

  • Supplements the VFBL coverage for firefighters
  • Accidental death and Line of Duty Death benefits included

Health Insurance

  • Policies avaliable for district employees


  • Group term policies for Exempt and Benevolent Associations
  • Hometown also offers expertise in investing your funds

Group Term for Your Members

  • Special coverage for firefighters
  • Line of Duty Death and accidental death coverage
  • NOTE: State law allows fire districts to purchase $50,000 of insurance for your members with taxpayer funds

Property & Casualty

  • Written especially for fire districts
  • Our package policy includes:
  • Property
  • Auto
  • Portable equipment
  • Liability
  • Crime
  • Liquor Liability
  • Products are enhance to provide a Fire District with the coverage necessary for the work you do

VFBL/Workers Comp

  • New York State VFBL coverage from all major companies
  • Workers Compensation policies for District employees and Commissioners

Call us now for your Free, No-Obligation Quote